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Looking to learn more about insurance options available to you? Browse our educational articles below and contact us for guidance. We're here to help!

Featured image for “Q&A: Should You Update Your Insurance Policy After Home Improvements? ”
July 15, 2026

Q&A: Should You Update Your Insurance Policy After Home Improvements? 

We spoke with Chris Walton, Agency Manager, about why homeowners should review their insurance coverage before and after making major improvements to their home.  Q: Do I need to update my insurance policy if I’m making improvements to my home?  Chris Walton: Yes.…
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June 24, 2026

Buying a New Home? Here’s What You Need to Know About Insurance Before Closing 

One important step that often gets overlooked until the last minute is homeowners’ insurance.  Understanding your insurance needs before closing can help make the process smoother and ensure you’re ready when it’s time to receive the keys.  Why Homeowners Insurance Is Required  Most mortgage lenders require proof of homeowners’ insurance…
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June 17, 2026

Homeowners Insurance Explained — What Your Policy Really Covers 

Understanding the Major Parts of a Homeowners Policy  Your home is likely one of your biggest investments, yet many homeowners aren’t fully sure what their insurance policy actually covers.  Understanding the major parts of your homeowner’s policy can help you feel more…
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April 8, 2026

If Disaster Strikes, Are You Prepared? Q&A With Cornerstone’s Chris Walton

1. What disasters should homeowners realistically prepare for?  Walton: Homeowners face a variety of natural disasters depending on their location:  Because risks vary by location, disaster preparedness should be location-specific, and homeowners should work closely with their insurance agent to ensure…
Featured image for “What Is Landlord Insurance (and Why It’s Essential for Rental Property Owners?) ”
March 26, 2026

What Is Landlord Insurance (and Why It’s Essential for Rental Property Owners?) 

Owning a rental property can be a great source of income, but it also comes with unique risks that standard homeowner insurance doesn’t fully cover.  That’s where landlord insurance comes in.  What Is Landlord Insurance?  Landlord insurance is a specialized policy designed for property owners who rent out…
Featured image for “Flood Insurance: What Homeowners Need To Know”
March 12, 2026

Flood Insurance: What Homeowners Need To Know

Q&A with CIA’s Agency Manager Chris Walton  Flooding is one of the most common and costly natural disasters in the United States, yet many homeowners are surprised to learn that standard homeowner’s insurance does not cover flood damage.  To help homeowners better understand their risks and…
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March 5, 2026

Can You Change Your Insurance Policy Midterm? 

Q&A with CIA’s Agency Manager Chris Walton  Many people assume they must wait until their insurance policy renews before making any changes. But in reality, homeowners and drivers often have more flexibility than they think.  To clarify how midterm policy changes work, we spoke…

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