Looking to learn more about insurance options available to you? Browse our educational articles below and contact us for guidance. We're here to help!
May 11, 2026
Wildfire & Home Fire Prevention: Simple Safety Habits That Can Protect Your Home This Summer
But the truth is, many fires, both wildfires and home fires, start with something small, preventable, and completely human. A campfire that wasn’t fully extinguished. A cigarette tossed out too quickly. A grill left unattended on a windy day. Fire risk isn’t just a natural disaster…
May 5, 2026
Road Trip Ready: What Your Auto Insurance Covers (and What It Doesn’t)
1. Does Your Insurance Cover You Out of State? Good news: Most auto insurance policies follow you across state lines. But: 2. Rental Car Confusion This is where people get tripped up. Your personal auto policy may cover rental cars, but only…
April 28, 2026
Wildfire Risk Is Expanding: Here’s What Homeowners Should Know Nationwide
While the western U.S. continues to experience the most visible wildfire activity, below-average moisture levels in parts of the Midwest and South are also contributing to dry vegetation conditions. Even areas that are not traditionally considered wildfire-prone are seeing periods where…
April 21, 2026
What Early Heat Waves Can Mean for Wildfire Season
An unusually early and intense heat wave has accelerated snowmelt in many mountainous regions, including parts of the Sierra Nevada and Rocky Mountains. While this may seem like a seasonal shift, it has a very real impact on wildfire risk…
March 26, 2026
What Is Landlord Insurance (and Why It’s Essential for Rental Property Owners?)
Owning a rental property can be a great source of income, but it also comes with unique risks that standard homeowner insurance doesn’t fully cover. That’s where landlord insurance comes in. What Is Landlord Insurance? Landlord insurance is a specialized policy designed for property owners who rent out…
March 12, 2026
Flood Insurance: What Homeowners Need To Know
Q&A with CIA’s Agency Manager Chris Walton Flooding is one of the most common and costly natural disasters in the United States, yet many homeowners are surprised to learn that standard homeowner’s insurance does not cover flood damage. To help homeowners better understand their risks and…
February 26, 2026
I Hit an Animal – Is That a Collision Claim?
Understanding Your Coverage Steps to Take After the Accident Cost Considerations Hitting an animal is often covered under comprehensive insurance. Being prepared and knowing your policy can reduce stress in an already difficult situation. Not sure if your policy covers wildlife accidents? Contact Cornerstone Insurance…
February 19, 2026
Beat the Deep Freeze: How to Prevent Frozen Pipes
Why Frozen Pipes Are a Problem Top Tips to Prevent Frozen Pipes What to Do if Pipes Freeze Preventing frozen pipes is easier (and cheaper) than repairing them. By taking these simple precautions, you can avoid water damage and protect…
June 12, 2025
What Makes an Area High Risk? Understanding Insurance Premiums by Geography
When it comes to insurance, location matters more than you might think. Whether you’re purchasing homeowners’ or auto insurance, insurers use a variety of geographic risk factors to determine your premium. What Makes an Area High Risk? Insurance companies rely…
April 17, 2025
How Natural Disasters Can Impact Your Insurance Premiums
How Disasters Influence Premiums What You Can Do Stay Prepared Natural disasters are unpredictable, but your insurance coverage doesn’t have to be. Let Cornerstone Insurance Agency help you assess your risk and ensure you’re ready for whatever comes your way. …