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April 2, 2026
What Are Valuable Items Coverage (and Do You Need It?)
Most homeowners’ insurance policies offer solid protection for your home and belongings, but when it comes to your most valuable items, the coverage may not be as complete as you think. That’s where valuable items coverage (also known as scheduled personal property coverage) comes in. …
March 26, 2026
What Is Landlord Insurance (and Why It’s Essential for Rental Property Owners?)
Owning a rental property can be a great source of income, but it also comes with unique risks that standard homeowner insurance doesn’t fully cover. That’s where landlord insurance comes in. What Is Landlord Insurance? Landlord insurance is a specialized policy designed for property owners who rent out…
March 20, 2026
Insurance Corner: March 2026
Review Your Policy Lately? Details to Revisit Life can change quickly, and so can your insurance needs. Reviewing your insurance policies regularly is a simple step to save money, prevent coverage gaps, and keep peace of mind. Mortgage vs Life…
March 12, 2026
Flood Insurance: What Homeowners Need To Know
Q&A with CIA’s Agency Manager Chris Walton Flooding is one of the most common and costly natural disasters in the United States, yet many homeowners are surprised to learn that standard homeowner’s insurance does not cover flood damage. To help homeowners better understand their risks and…
March 5, 2026
Can You Change Your Insurance Policy Midterm?
Q&A with CIA’s Agency Manager Chris Walton Many people assume they must wait until their insurance policy renews before making any changes. But in reality, homeowners and drivers often have more flexibility than they think. To clarify how midterm policy changes work, we spoke…
February 26, 2026
I Hit an Animal – Is That a Collision Claim?
Understanding Your Coverage Steps to Take After the Accident Cost Considerations Hitting an animal is often covered under comprehensive insurance. Being prepared and knowing your policy can reduce stress in an already difficult situation. Not sure if your policy covers wildlife accidents? Contact Cornerstone Insurance…
February 19, 2026
Beat the Deep Freeze: How to Prevent Frozen Pipes
Why Frozen Pipes Are a Problem Top Tips to Prevent Frozen Pipes What to Do if Pipes Freeze Preventing frozen pipes is easier (and cheaper) than repairing them. By taking these simple precautions, you can avoid water damage and protect…
February 12, 2026
When Can I Switch Policies? Do I Have to Wait Until Renewal?
When Can You Switch Policies? Most insurance policies allow you to switch at any time, not just at renewal. However, some plans may have exceptions: Why Timing Matters Switching at the right time ensures you stay protected without paying for…
February 4, 2026
Term vs. Permanent Life Insurance: What’s the Difference and Which Is Right for You?
Life insurance isn’t one-size-fits-all. One of the most common questions people ask when shopping for coverage is: “Should I choose term life or permanent life insurance?” Both types serve important purposes, but they work very differently. Understanding the cost, length of coverage, and how cash…
January 29, 2026
When Should You Shop for Homeowners Insurance, and What Is a Deductible?
Knowing when to shop for coverage and understanding key policy terms, like deductibles, can help you avoid stress, make informed choices, and protect your investment from day one. When Should You Start Shopping for Homeowners Insurance? If you’re purchasing a home, the ideal time to…