Learning Center

What Does Comprehensive Auto Insurance Cover?  When most people think about auto insurance, they think about accidents. But not every type of vehicle damage happens in a collision. Can Bundling Home and Auto Insurance Really Save You Money?  If you…

A tree branch can fall on your car. Hail can damage the roof and windshield. Your vehicle could be stolen or vandalized while parked. These are situations where comprehensive auto insurance may provide important protection.  But what exactly does comprehensive…

We spoke with Chris Walton, Agency Manager at Cornerstone Insurance Agency, about what homeowners should look for when comparing quotes and how they can potentially save without sacrificing important coverage.  Q: What should homeowners consider when comparing insurance quotes beyond…

From flood damage and deductibles to home renovations and valuable belongings, there are several areas of homeowners insurance that are commonly misunderstood. To help clarify some of these questions, we spoke with Chris Walton, Agency Manager at Cornerstone Insurance Agency,…

It can. Many insurance companies offer discounts when customers purchase multiple policies with the same insurer. However, the amount you save, and whether bundling is actually the most affordable option, depends on your individual situation.  Here’s what you should know before deciding whether to bundle…

In many cases, homeowners insurance may cover damage caused by hail when it is a covered peril under the policy. However, coverage depends on the specific policy, deductible, exclusions, and circumstances surrounding the loss.  Here’s what homeowners should know.  What Can Hail Damage?  Hail can…

Here are seven things homeowners’ insurance may not cover.  1. Flood Damage  One of the most common misconceptions about homeowners’ insurance is that it covers flooding.  Generally, standard homeowners’ insurance does not cover damage caused by flooding. This can include water that enters your home because…

Why Did My Homeowners Insurance Premium Increase? 5 Factors Behind Rising Costs  If you recently received your homeowners’ insurance renewal and noticed your premium increased, you’re not alone. Many homeowners are asking the same question: “Why did my insurance cost go up if I…

Buying a brand-new home can be exciting, but “new” doesn’t necessarily mean perfect or that there won’t be decisions to make along the way. We asked Chris Walton, Agency Manager at Cornerstone Insurance Agency, what he wishes every homebuyer knew before purchasing a new construction home. …

When should homebuyers start thinking about homeowners insurance?  Chris: Ideally, homebuyers should start thinking about insurance as soon as they are under contract. Waiting until the last minute can leave buyers scrambling to secure coverage and may create challenges during the…