Learning Center

Should You Update Your Insurance Policy After Home Improvements? Summer Hiking and Camping Safety: What Every Outdoor Adventurer Should Know Summer is the perfect time to explore the great outdoors. Whether you’re planning a weekend camping trip, hiking a scenic…

We spoke with Chris Walton, Agency Manager, about why homeowners should review their insurance coverage before and after making major improvements to their home.  Q: Do I need to update my insurance policy if I’m making improvements to my home?  Chris Walton: Yes.…

We sat down with Chris Walton, Agency Manager, to discuss when young adults should consider getting their own insurance coverage and what they should keep in mind as they navigate these important transitions.  Q: When should young adults consider getting…

While most outdoor excursions go according to plan, unexpected situations can arise. Taking a few simple precautions before you head out can help protect you, your family, and your belongings.  Plan Before You Go  Before setting out on your adventure, research your…

Here are a few important insurance considerations to keep in mind.  Protect Valuable Electronics  Today’s students rely heavily on laptops, tablets, smartphones, and other electronic devices. These items can be expensive to replace if they’re lost, stolen, or damaged.  Take inventory of…

One important step that often gets overlooked until the last minute is homeowners’ insurance.  Understanding your insurance needs before closing can help make the process smoother and ensure you’re ready when it’s time to receive the keys.  Why Homeowners Insurance Is Required  Most mortgage lenders require proof of homeowners’ insurance…

Road Trip Ready: What Your Auto Insurance Covers (and What It Doesn’t) Summer road trips sound carefree, until something goes wrong.  Before you hit the road, it’s worth asking: Do you actually know what your auto insurance covers? Because many drivers assume they’re fully…

Understanding the Major Parts of a Homeowners Policy  Your home is likely one of your biggest investments, yet many homeowners aren’t fully sure what their insurance policy actually covers.  Understanding the major parts of your homeowner’s policy can help you feel more…

Comprehensive vs. Collision Coverage Explained  Many drivers assume their insurance policy automatically covers all damage to their vehicle, but different types of damage are covered by different parts of your policy.  Two of the most important coverages for your vehicle are collision and comprehensive coverage. …

PIP, Medical Payments & Uninsured Motorist Coverage Explained  When most people think about car insurance, they think about damage to vehicles. But some of the most valuable coverages on your policy are the ones designed to protect you and your passengers after…