Many homeowners purchase an insurance policy and don’t think about it again until it’s time for renewal, or worse, after a loss. But your insurance needs can change over time, making regular policy reviews an important part of protecting your home.
Check out our guide below for proactive steps to take to protect your home.
Questions? Reach out to one of our knowledgeable insurance agents. We’re eager to set you up with the right coverage and rate!
An annual policy review can help ensure your coverage reflects your current needs and gives you the opportunity to ask questions before the unexpected happens.
What should homeowners review?
Has your home changed?
- Home additions or renovations
- Kitchen or bathroom remodels
- New roof
- Solar panels
- Detached structures
Have you made major purchases?
- Jewelry
- Electronics
- Artwork
- Firearms
- Collectibles
Has your lifestyle changed?
- Home-based business
- New pets
- Renting out part of your home
- Adult children moving back home
Do you understand your policy?
A policy review is also a great opportunity to better understand:
- Your deductible
- Coverage limits
- Exclusions
- Available endorsements
- Liability coverage
Reviewing your homeowners’ insurance each year can help you stay informed and ensure your coverage keeps pace with changes in your home and lifestyle. Even if nothing has changed, a conversation with your insurance agent can provide valuable peace of mind.
Schedule Your Annual Policy Review
Whether you’ve recently updated your home or simply haven’t reviewed your policy in a while, our experienced agents at Cornerstone Insurance Agency are here to help. Contact us today to review your homeowners’ insurance and make sure your coverage continues to meet your needs.
This article is for informational purposes only. You should not act based on this information without first consulting with your insurance agent; if you would like a quote from a Cornerstone Insurance Agency licensed agent, contact us. We disclaim all liability for actions taken or not taken by you based on the contents of this article which is provided “as is.” Cornerstone makes no representation that this content is error-free.