One important step that often gets overlooked until the last minute is homeowners’ insurance.  Understanding your insurance needs before closing can help make the process smoother and ensure you’re ready when it’s time to receive the keys.  Why Homeowners Insurance Is Required  Most mortgage lenders require proof of homeowners’ insurance…

Exterior Preparation:  Roof Inspection: Check for missing shingles or signs of wear.  Gutters and Drainage: Clean out debris to prevent water backup.  Yard Maintenance: Trim trees and bushes that could damage your home during storms.  Interior Preparation:  Plumbing: Ensure no…