One important step that often gets overlooked until the last minute is homeowners’ insurance.  Understanding your insurance needs before closing can help make the process smoother and ensure you’re ready when it’s time to receive the keys.  Why Homeowners Insurance Is Required  Most mortgage lenders require proof of homeowners’ insurance…

Buying a newly built home is an exciting milestone. You’re getting a brand-new space with no prior damage, modern upgrades, and fewer repairs to worry about. But before you close, there’s one area that often gets overlooked: insurance.  Most buyers…