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January 8, 2025
Types of Home Insurance Policies: A Guide for Every Homeowner
HO-1: Basic Form Covers a limited set of perils such as fire and theft. This policy is rarely used today because of its restricted coverage. HO-2: Broad Form Offers slightly expanded coverage for events like windstorms, hail, and vandalism. HO-3:…
October 31, 2024
Selecting Your Homeowners Insurance Policy
What Is Homeowners Insurance? Homeowners insurance is a type of insurance that provides financial protection for your home and personal belongings in the event of damage, theft, or certain types of liability claims. In exchange for paying a monthly or…
October 24, 2024
Homeowners Insurance: A Partnership That Benefits You
What does homeowners insurance cover? In general, homeowners insurance provides financial protection against damage to your home and personal property. Policies and carriers vary widely, but homeowners insurance typically covers: Structural Damage: Repairs or rebuilding costs if your home is…