Buying a newly built home is an exciting milestone. You’re getting a brand-new space with no prior damage, modern upgrades, and fewer repairs to worry about. But before you close, there’s one area that often gets overlooked: insurance.  Most buyers…

Here’s a breakdown of how they compare:  Coverage Type  Home Warranty  Homeowners Insurance  Purpose  Covers breakdowns of systems/appliances due to normal wear  Covers unexpected damage to your home or belongings  Cost  Usually paid upfront or included by builder  Paid annually…