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December 10, 2025
Term Life Insurance vs. Mortgage Protection Insurance
Buying a home is one of life’s biggest investments, and protecting your mortgage is critical. While Mortgage Protection Insurance (MPI) exists, term life insurance is often a smarter, more flexible, and affordable option for most homeowners. How Term Life Insurance…
May 15, 2025
The Importance of Umbrella Insurance: Why You Need It
What Is Umbrella Insurance? Umbrella insurance is a type of personal liability insurance that covers claims exceeding the limits of your other insurance policies. If you’re found liable in a lawsuit for damages or injuries, your underlying policy may only…
May 8, 2025
When to Update Your Homeowners Insurance Policy: Key Life Events to Watch For
Life Events That Warrant a Policy Review Have you added a room, upgraded your kitchen, or installed a pool? This increases your home’s replacement cost and should be reflected in your policy. Bought a new engagement ring, home theater system,…
April 24, 2025
The Importance of Reviewing Your Insurance Policy Every Year
Why Annual Reviews Are Crucial Checklist for Your Review: Let Us Help At Cornerstone Insurance Agency, our agents make annual reviews easy. We’ll walk through your current coverage, identify gaps, and help you optimize your protection. This article is for…