Not every home insurance claim is created equal. Knowing when to file — and when to pay out-of-pocket — can save you money and help you maintain your coverage. Here’s how to spot the difference between a “good” claim and…

  What Are Mudslides?  Mudslides are a type of landslide where masses of earth and debris rapidly slide down a slope. They often occur due to the destabilization of soil on a hillside, triggered by events like heavy rainfall, earthquakes,…

  Types of Water Damage  a. Clean Water Damage  This type of damage is caused by clean water sources, such as broken pipes, overflowing sinks, or rainwater. Clean water damage is typically the least harmful and can often be addressed…