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January 20, 2026
Should You File a Claim Every Time?
Many homeowners assume they should file an insurance claim any time something goes wrong. But in reality, filing the wrong claim can raise your rates, limit your options, and cost you far more over time. Chris O’Brien explains how to decide when filing…
November 26, 2025
Smart Ways to Shop for Insurance Without Getting Buried in Quotes
Step 1: Understand Your Insurance Needs Before requesting quotes, know what coverage you need: Auto Insurance: Most states require liability coverage but consider adding collision and comprehensive coverage if your vehicle is financed or leased. Homeowners/Renters Insurance: Protects your property, belongings,…
June 12, 2025
What Makes an Area High Risk? Understanding Insurance Premiums by Geography
When it comes to insurance, location matters more than you might think. Whether you’re purchasing homeowners’ or auto insurance, insurers use a variety of geographic risk factors to determine your premium. What Makes an Area High Risk? Insurance companies rely…