The holidays are full of surprises, especially when big-ticket gifts are involved. Jewelry, electronics, watches, and other valuables are popular Christmas presents, but many people don’t realize these items may not be fully covered under a standard insurance policy.  Why your gifts may…

Why life changes mean insurance changes  Major events can impact your financial responsibilities and the assets you need to protect. Reviewing your insurance after a milestone helps ensure you’re not underinsured or paying for coverage you no longer need.  Here are a few moments when it’s smart to…

Buying a home is one of life’s biggest investments, and protecting your mortgage is critical. While Mortgage Protection Insurance (MPI) exists, term life insurance is often a smarter, more flexible, and affordable option for most homeowners.  How Term Life Insurance…