Why a Home Purchase Matters for Your Financial Health  For most people, a house is the largest purchase and investment they’ll ever make. Beyond the mortgage itself, it influences everything from your monthly budget to your long-term wealth strategy.  Unfortunately, many…

   A common question that comes up is whether mortgage insurance and life insurance are duplicative. While it may sound like they provide similar coverage, they work very differently, and one will offer far more direct value to a homeowner’s loved ones.  What is Mortgage Insurance?  Mortgage Insurance (PMI) is often required when a homebuyer makes a down payment of less than 20% of the purchase…