New construction is exciting, you’re the first to live there, everything is brand new, and repairs are unlikely to be completed anytime soon. But that doesn’t mean you can skip or delay insurance plans. In fact, there are specific insurance…

Here’s a breakdown of how they compare:  Coverage Type  Home Warranty  Homeowners Insurance  Purpose  Covers breakdowns of systems/appliances due to normal wear  Covers unexpected damage to your home or belongings  Cost  Usually paid upfront or included by builder  Paid annually…

Most people feel confident their homeowners or auto insurance has them covered — until life throws them a curveball. It’s not just major accidents or unexpected lawsuits that can put your savings at risk. Even small events can snowball into…