Your home is likely your biggest investment. At Cornerstone Insurance Agency LLC, we want to make sure your policy evolves with your life. Too often, homeowners make updates or go through major life changes without adjusting their insurance. This can lead to gaps in coverage or even claim denials. Check out our guide below!
Questions? Reach out to one of our knowledgeable insurance agents. We’re eager to set you up with the right coverage and rate!
Life Events That Warrant a Policy Review
- Home Renovations
Have you added a room, upgraded your kitchen, or installed a pool? This increases your home’s replacement cost and should be reflected in your policy.
- Purchase of High-Value Items
Bought a new engagement ring, home theater system, or fine art? These may exceed your personal property limits. You may need a rider or endorsement.
- Change in Occupancy
Renting out a room or converting your home into a vacation rental? This changes your risk profile and may require landlord insurance.
- Major Family Changes
Marriage, divorce, or a new baby? These life events might affect your coverage needs.
- Security or Safety Upgrades
Added a home security system or a new roof? You could qualify for discounts!
Protect Your Investment
Your insurance should grow with your home and lifestyle. A quick update now can prevent a costly mistake later. Contact us at Cornerstone Insurance Agency to review your coverage and ensure you’re always protected.
This article is for informational purposes only. You should not act based on this information without first consulting with your insurance agent; if you would like a quote from a Cornerstone Insurance Agency licensed agent, contact us. We disclaim all liability for actions taken or not taken by you based on the contents of this article which is provided “as is.” Cornerstone makes no representation that this content is error-free.