The Importance of Reviewing Your Insurance Policy Every Year 

Life can change quickly, and so can your insurance needs. That’s why at Cornerstone Insurance Agency LLC, we recommend reviewing your insurance policies at least once a year. It’s a simple step that can save you money, prevent coverage gaps, and ensure peace of mind. Check out our guide below!

Questions? Reach out to one of our knowledgeable insurance agents. We’re eager to set you up with the right coverage and rate!

Why Annual Reviews Are Crucial 

  • Rates Fluctuate Insurers often adjust premiums based on market trends, regional risks, or inflation. You may be eligible for better rates or new discounts you didn’t qualify for before. 
  • Coverage Needs Change Did you buy a new car? Start working from home? Make major purchases? These should all be reflected in your coverage. 
  • Life Changes Marriage, kids, retirement, or even getting a dog can affect your insurance. 
  • Policy Enhancements Insurers often introduce new benefits or coverage options. Without a review, you might miss out. 

Checklist for Your Review: 

  • Is your coverage still adequate? 
  • Have you added or removed valuable items? 
  • Are all drivers or residents in your household properly listed? 
  • Can you bundle policies for more savings? 

Let Us Help 

At Cornerstone Insurance Agency, our agents make annual reviews easy. We’ll walk through your current coverage, identify gaps, and help you optimize your protection. 

This article is for informational purposes only. You should not act based on this information without first consulting with your insurance agent; if you would like a quote from a Cornerstone Insurance Agency licensed agent, contact us. We disclaim all liability for actions taken or not taken by you based on the contents of this article which is provided “as is.” Cornerstone makes no representation that this content is error-free.