Q&A with CIA’s Agency Manager Chris Walton  Many people assume they must wait until their insurance policy renews before making any changes. But in reality, homeowners and drivers often have more flexibility than they think.  To clarify how midterm policy changes work, we spoke…

Life insurance isn’t one-size-fits-all. One of the most common questions people ask when shopping for coverage is: “Should I choose term life or permanent life insurance?”  Both types serve important purposes, but they work very differently. Understanding the cost, length of coverage, and how cash…