Looking to learn more about insurance options available to you? Browse our educational articles below and contact us for guidance. We're here to help!
April 14, 2026
Homeowners Insurance & Hurricane Damage: What You Need to Know
1. Does standard homeowners insurance cover hurricane damage? Walton: Standard homeowners insurance policies do cover wind-related damage from hurricanes, such as damage to the roof, siding, or windows. However, flooding caused by storm surges or rising waters is not covered and…
March 12, 2026
Flood Insurance: What Homeowners Need To Know
Q&A with CIA’s Agency Manager Chris Walton Flooding is one of the most common and costly natural disasters in the United States, yet many homeowners are surprised to learn that standard homeowner’s insurance does not cover flood damage. To help homeowners better understand their risks and…
November 5, 2025
New Homeowner Essentials: Protecting Your Home and Loved Ones
Insurance Tips for New Homeowners: Homeowners Insurance: Covers property, belongings, and liability; lenders usually require it. Flood & Hazard Insurance: Depending on your location, consider additional coverage for floods, earthquakes, or other natural disasters. Document Valuables: Create an inventory of…
February 5, 2025
Understanding Water Damage: Insurance Coverage Options
Types of Water Damage a. Clean Water Damage This type of damage is caused by clean water sources, such as broken pipes, overflowing sinks, or rainwater. Clean water damage is typically the least harmful and can often be addressed…
December 18, 2024
Prepping for a Hurricane
Understanding Your Risk The first step in hurricane preparedness is understanding your home’s vulnerability. Assess your risk by: Review Your Insurance Policy Your insurance policy plays a pivotal role in hurricane preparedness. Here are key components to check: Take the…