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June 25, 2026
Back-to-School Insurance Tips Every Family Should Know
Here are a few important insurance considerations to keep in mind. Protect Valuable Electronics Today’s students rely heavily on laptops, tablets, smartphones, and other electronic devices. These items can be expensive to replace if they’re lost, stolen, or damaged. Take inventory of…
June 10, 2026
What Actually Covers Damage to Your Car?
Comprehensive vs. Collision Coverage Explained Many drivers assume their insurance policy automatically covers all damage to their vehicle, but different types of damage are covered by different parts of your policy. Two of the most important coverages for your vehicle are collision and comprehensive coverage. …
June 2, 2026
The Auto Coverages That Protect You After an Accident
PIP, Medical Payments & Uninsured Motorist Coverage Explained When most people think about car insurance, they think about damage to vehicles. But some of the most valuable coverages on your policy are the ones designed to protect you and your passengers after…
June 1, 2026
Auto Insurance 101 — Understanding Liability Coverage
What Happens Financially If You Cause a Car Accident? Auto insurance can feel overwhelming, especially when trying to understand what each coverage actually does. One of the most important parts of your policy is liability coverage, the protection designed to cover damages or…
May 28, 2026
Rising Insurance Costs & Ways to Save
Why have insurance rates increased so much over the past few years? Chris W: Insurance rates have risen largely due to increased claim costs. The cost of labor and materials has gone up significantly, and in the auto industry, access to parts has…
May 5, 2026
Road Trip Ready: What Your Auto Insurance Covers (and What It Doesn’t)
1. Does Your Insurance Cover You Out of State? Good news: Most auto insurance policies follow you across state lines. But: 2. Rental Car Confusion This is where people get tripped up. Your personal auto policy may cover rental cars, but only…
March 5, 2026
Can You Change Your Insurance Policy Midterm?
Q&A with CIA’s Agency Manager Chris Walton Many people assume they must wait until their insurance policy renews before making any changes. But in reality, homeowners and drivers often have more flexibility than they think. To clarify how midterm policy changes work, we spoke…
February 26, 2026
I Hit an Animal – Is That a Collision Claim?
Understanding Your Coverage Steps to Take After the Accident Cost Considerations Hitting an animal is often covered under comprehensive insurance. Being prepared and knowing your policy can reduce stress in an already difficult situation. Not sure if your policy covers wildlife accidents? Contact Cornerstone Insurance…
January 9, 2026
Liability Limits & Medical Payments for Auto Policies
Auto accidents can create serious financial risks, especially when bodily injuries are involved. Chris Walton explains how bodily injury coverage works, how long claims can take, and how to protect yourself with the right limits. Q. How long does it…
October 15, 2025
Building an Insurance Portfolio to Support Your Financial Goals
What is an Insurance Portfolio? An insurance portfolio is the collection of coverage that protects your income, assets, and loved ones. Just like a financial portfolio, it should be well-rounded and tailored to your specific needs. A strong insurance portfolio typically includes: How Insurance…