Looking to learn more about insurance options available to you? Browse our educational articles below and contact us for guidance. We're here to help!
January 13, 2026
Personal Liability & Medical Payments Coverage for Homeowners
Accidents don’t just happen inside your home; they can happen anywhere. Personal liability and medical payments coverage are designed to protect you financially when someone is injured or their property is damaged because of your actions. Chris Walton explains how these coverages…
January 9, 2026
Liability Limits & Medical Payments for Auto Policies
Auto accidents can create serious financial risks, especially when bodily injuries are involved. Chris Walton explains how bodily injury coverage works, how long claims can take, and how to protect yourself with the right limits. Q. How long does it…
January 6, 2026
Replacement Cost vs. Actual Cash Value: What’s the Difference, and Why It Matters
When reviewing an insurance policy, two terms come up often: Replacement Cost and Actual Cash Value. Understanding the difference can make a major impact on how much you receive after a claim. Actual Cash Value (ACV) Actual Cash Value takes depreciation into…
December 26, 2025
Big 2025 Christmas Gifts? Make Sure They’re Properly Insured
The holidays are full of surprises, especially when big-ticket gifts are involved. Jewelry, electronics, watches, and other valuables are popular Christmas presents, but many people don’t realize these items may not be fully covered under a standard insurance policy. Why your gifts may…
December 17, 2025
Life Happens: New Year, New Beginnings, Is Your Insurance Keeping Up?
Why life changes mean insurance changes Major events can impact your financial responsibilities and the assets you need to protect. Reviewing your insurance after a milestone helps ensure you’re not underinsured or paying for coverage you no longer need. Here are a few moments when it’s smart to…
December 10, 2025
Term Life Insurance vs. Mortgage Protection Insurance
Buying a home is one of life’s biggest investments, and protecting your mortgage is critical. While Mortgage Protection Insurance (MPI) exists, term life insurance is often a smarter, more flexible, and affordable option for most homeowners. How Term Life Insurance…
November 26, 2025
Smart Ways to Shop for Insurance Without Getting Buried in Quotes
Step 1: Understand Your Insurance Needs Before requesting quotes, know what coverage you need: Auto Insurance: Most states require liability coverage but consider adding collision and comprehensive coverage if your vehicle is financed or leased. Homeowners/Renters Insurance: Protects your property, belongings,…
November 5, 2025
New Homeowner Essentials: Protecting Your Home and Loved Ones
Insurance Tips for New Homeowners: Homeowners Insurance: Covers property, belongings, and liability; lenders usually require it. Flood & Hazard Insurance: Depending on your location, consider additional coverage for floods, earthquakes, or other natural disasters. Document Valuables: Create an inventory of…
October 15, 2025
Building an Insurance Portfolio to Support Your Financial Goals
What is an Insurance Portfolio? An insurance portfolio is the collection of coverage that protects your income, assets, and loved ones. Just like a financial portfolio, it should be well-rounded and tailored to your specific needs. A strong insurance portfolio typically includes: How Insurance…
September 25, 2025
Buying a Home? It’s the Perfect Time to Reevaluate Your Financial Portfolio
Why a Home Purchase Matters for Your Financial Health For most people, a house is the largest purchase and investment they’ll ever make. Beyond the mortgage itself, it influences everything from your monthly budget to your long-term wealth strategy. Unfortunately, many…