A home inspection is a common requirement for insurance approval. Preparing your home in advance can improve your chances of receiving favorable coverage terms. Here’s how to get your home inspection ready. Check out our guide below!
Questions? Reach out to one of our knowledgeable insurance agents. We’re eager to set you up with the right coverage and rate!

Exterior Preparation:
Roof Inspection: Check for missing shingles or signs of wear.
Gutters and Drainage: Clean out debris to prevent water backup.
Yard Maintenance: Trim trees and bushes that could damage your home during storms.
Interior Preparation:
Plumbing: Ensure no leaks are present.
HVAC System: Clean filters and confirm everything are functioning properly.
Smoke & Carbon Monoxide Detectors: Test all alarms and replace batteries as needed.
Documentation:
Provide records of past repairs, maintenance, or upgrades.
Highlight improvements like a new roof, updated wiring, or modernized plumbing.
A well-maintained home not only passes inspection more easily but may also lower your insurance premiums.
Preparing for a home inspection can help you secure better insurance coverage. Inspect your roof, gutters, and yard, ensure plumbing and HVAC systems are in good shape, and test smoke and carbon monoxide detectors. Keep records of repairs and upgrades, as a well-maintained home may lower your premiums. Cornerstone Insurance Agency LLC is here to help you navigate the process. Learn more from our related blog: Understanding Home Inspections.
This article is for informational purposes only. You should not act based on this information without first consulting with your insurance agent; if you would like a quote from a Cornerstone Insurance Agency licensed agent, contact us. We disclaim all liability for actions taken or not taken by you based on the contents of this article which is provided “as is.” Cornerstone makes no representation that this content is error-free.